Home1st Mortgage

Your Home, Your Dreams, Our Priority

We are dedicated to helping families achieve their dreams of homeownership with transparency, efficiency and with customized customer service at prices they deserve. We want to earn your trust first, your business second.

Our Services

  • HELOC

    A Home Equity Line of Credit might be just what you need to meet your financial goals. A HELOC can help you tap into the equity on your current home with flexible terms, lower APRs than credit cards and potentially provide tax benefits.

  • Home Purchase Loans

    Most people can’t purchase a home in cash. Let us help you secure financing for your home purchase. We will help with you whichever loan program best fits your unique scenario. From Conventional, FHA, VA, and USDA, we’ve got a host of options to choose from. With over 200 wholesale lenders to choose from, we do the hard work for you.

  • Refinances

    Refinances can be helpful in a number of different ways. We can help you remove your (Private) Mortgage Insurance, change your loan program, take cash out to fund projects, or change your loan term. Ask if refinancing your mortgage could make sense for you!

View All Options

Founded in 2023, Home1st Mortgage is headquarted in Rochester, MN and serving the entire states of Minnesota and Iowa

  • "Thad was great to work with and worked with us through the entire process. Especially with our very complex situation, he was always in a great mood and was happy to help." - Ben "Thad was amazing to work with on our loan. He was very attentive throughout the whole process, always working to find a best loan for us. He stayed with us when issues came up and help us to find solutions." - Nhung

  • It was amazing to work with Thad. He did a great job of walking us through any questions we had throughout the process (and there were lots as we are first-time homeowners). Thad is friendly and great at what he does!" - Steven "Thad was wonderful to work with! He made a stressful process go very smooth! He answered all of my questions and didn’t make me feel as if they were silly questions!" - Joann

  • "What an outstanding person to work with! Thad made my first home purchase come true smoothly as possible. He is a very outgoing person and it was such a pleasure to have him help me. Thank you so much!" - Shawn "I am very impressed with the great service! Thad is very knowledgeable and responds very quickly. I felt he really cared about me and the whole process. I would Highly recommend using him for your mortgage needs." - Heather

Contact Thad

If you’re interested in learning more about the mortgage process, let us know. We’d be happy to take the time and chat with you and answer your questions.

If you’re a seasoned homebuyer, an investor looking to add to their portfolio, or someone just looking to see what they can afford, let us go to work for you!

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